Stef has over 40 years of experience in the accounting, tax, pension and finance industries. He graduated from UCLA in 1972, passed the CPA (Certified Public Accountant) exam that year and joined the family accounting business started by his father, Hal, in 1959. He has specialized in employee benefits since ERISA (The Employee Retirement Income Security Act) passed in 1974, writing, administering and consulting in qualified retirement plans. Stef and his wife Robin got married in 1972 and they have 4 adult sons: Evan, Morgan, Noah and Tyler. They also have 11 grandchildren who keep them very busy.

Stef enjoys traveling, golfing, gardening and playing with his grandkids. He also helps Robin make her award winning wines, in a minor sort of way. Mostly picking, tasting and moving the heavy stuff.

Stef started writing fiction a few years ago and has had short stories published in Gloom Cupboard and Sixers Review literary magazines. He is currently working on two historical novels, one set in 19th century Ireland during the potato blight and the other in 1930’s Germany.

Tom Ritter is the Director of Compliance for Journey Advisory Group, LLC, an Investment Adviser registered with the SEC. Tom reports directly to Managing Member and Chief Compliance Officer Tyler Lang.

Tom is a thirty-year veteran of the financial services industry.  His experience includes meaningful time spent as a Compliance Director as well as financial advisor, mutual fund analyst, financial planning analyst, and compliance examiner.

Tom joined Journey in February 2019 after relocating back from the Kansas City area to his home town of Cincinnati, Ohio.  As Director of Compliance for Journey, Tom is assuming most all compliance related duties and functions as part of the firm’s efforts to maintain firm compliance with financial securities laws including the Investment Advisers Act of 1940. Tom will serve as the primary liaison to the firm’s outside compliance counsel as well as various regulatory entities.

The National Society of Compliance Professionals has awarded Tom the Certified Securities Compliance Professional (CSCP^®) designation. 

Deborah (Dee) Kerr is a CERTIFIED FINANCIAL PLANNER™ professional. She has over 15 years of experience in the financial services industry and uses her expertise while reviewing each client’s situation, goals and desires to provide comprehensive planning tailored for individuals and couples.

Dee is also a Certified Divorce Financial Analyst (CDFA®) and is equipped to provide advice regarding the financial impact of various settlement options for dividing marital property.

She obtained a Bachelor’s of Science in Speech Communication from The University of Texas at Austin. In addition to earning the CERTIFIED FINANCIAL PLANNER™ accreditation, she has also earned industry designations including Chartered Financial Consultant (ChFC) and Chartered Life Underwriter, (CLU).

She is a long-time resident of Temple and is married to Mickey Kerr, a professor at UMHB. Together they have four adult children and two grandchildren.

Dee and Mickey are active members in their church. In their spare time they enjoy running, biking and traveling.

Pashence is the primary point of contact for client service-related communications. She uses her background in client service and her passion to help others when assisting clients, answering their questions, and responding to their requests. She also plays an important role in assisting in day to day operations and client meetings.

Pashence graduated from Texas A&M University – Central Texas with a Bachelor of Business Administration in Accounting.  She grew up and resides in Moody, Texas. Outside of work, Pashence enjoys working-out, reading, and spending time with family and friends.

A native of Sacramento, Dan has more than 20 years of experience in the financial services industry, with specializations in retirement planning, investing, college saving, and income and estate tax planning.

Before joining Journey Advisory Group, Dan spent 3 years as an advisor and tax specialist at the Financial and Tax Planning Center in Roseville. Prior to that, Dan held positions with Wells Fargo Institutional Trust Company, Barclays Global Investors, and Investors Bank & Trust in various areas of financial operations and securities lending.  He is a veteran of the U.S. Air Force with 3 years of service overseas in Europe and Asia.

Dan holds a bachelor’s degree in business administration with a concentration in finance from California State University, Sacramento. He is a Certified Financial Planner Practitioner, a CTEC Registered Tax Preparer, a Notary Public, and a member of the Financial Planning Association of Northern California (serving 5 years on the Board of Directors). When he’s not crunching numbers, he enjoys spending time with his wife Stephanie and their two children.

Kevin’s role as a Senior Financial Advisor & Portfolio Manager is to help clients meet their long-term goals through prudent and strategic investment planning.  Kevin is responsible for constructing and developing investment strategies that help clients maximize their investments and reach long-term goals. He also handles the relationship management role and is responsible for the day to day management and ongoing communication with clients.  

Kevin previously worked for Optimized Transitions, a Registered Investment Advisory firm where he held a dual role as an Investment Strategist and a Relationship Manager. He spent 12 years as Vice President Senior Wealth Management Investment Advisor at a major bank. Kevin is experienced in account performance analysis, investor relations, market research, alternative investments, financial planning and networking. In prior roles, Kevin served as Vice President/Investment Advisor. Kevin started his career at the Chicago Stock Exchange where he spent 14 years working as a Floor Broker and an Equity Specialist. He was responsible for order execution and market making in his various roles over his years at the Exchange.

Kevin graduated from Xavier University with a Bachelor of Science in Business Administration. Kevin is on the following Boards where he offers his insight and guidance: St. Joseph Orphanage, Sarah House, Xavier University Executive Board of Advisors for the Williams College of Business. Kevin is married to Martha and they have two children, Fiona and Michael.